Payday Loans
Short-term loans designed for eligible borrowers who need access to funds and can repay according to the applicable loan agreement.
Explore Payday LoansPayday & Installment Loan Options From RoosterLend
RoosterLend is affiliated with a direct lender and provides loan options for eligible borrowers in Nevada. Explore available payday and installment loan products, review the costs and repayment terms, and apply online.
Loan approval is subject to eligibility and applicable underwriting requirements. Rates, fees, loan amounts and repayment terms vary by product and applicable law.
RoosterLendReview terms
Before you accept
Your actual terms appear here if you're approved.
Annual percentage rate
Finance charge
Amount financed
Total of payments
Payment amount
Number of payments
Due date(s)
Illustration only. Not an offer.
Choose the Loan That Fits Your Needs
RoosterLend offers two types of loans. The biggest difference is how you repay: all at once, or over a series of scheduled payments.
Installment Loans
Loans repaid through scheduled payments over a defined period, subject to eligibility, underwriting and applicable loan terms.
Explore Installment LoansKnow Your Loan Before You Borrow
Every loan has a cost. Before you accept any loan offer, you'll see the key terms in writing so you can decide whether the loan works for your budget.
The four numbers that tell you what a loan costs
Federal Truth in Lending rules require lenders to disclose these terms before you're committed to a loan. Look for them near the top of your loan agreement.
- Annual percentage rate (APR)
- The cost of your credit expressed as a yearly rate. Shown in your agreement
- Finance charge
- The dollar amount the credit will cost you. Shown in your agreement
- Amount financed
- The amount of credit provided to you or on your behalf. Shown in your agreement
- Total of payments
- What you'll have paid after making every scheduled payment. Shown in your agreement
| Term | What it tells you |
|---|---|
| Fees | Any charges in addition to interest, and when they apply. |
| Payment amount | How much each payment will be. |
| Number of payments | How many payments you'll make in total. |
| Payment frequency | How often payments are due, for example with each paycheck or monthly. |
| Loan term | How long you have to repay the loan in full. |
| Due dates | The exact date each payment is due. |
| Late payment | What happens, and what it may cost, if a payment is late or missed. |
| Renewal or refinancing | Whether the loan can be extended or refinanced, and at what cost, where applicable. |
Your checklist before you sign
- Amount financed
- APR
- Finance charge
- Fees
- Payment amount
- Number of payments
- Payment frequency
- Loan term
- Total of payments
- Due dates
- Late-payment consequences
- Renewal and refinancing terms
We don't show sample rates or payments on this page, because example numbers can be mistaken for the terms you'd actually receive. Your real terms are shown in your loan agreement before you accept.
Questions about loan costs? Contact RoosterLend.
How RoosterLend Works
Applying with RoosterLend happens in four steps. You're never obligated to accept an offer.
Apply Online
Complete the RoosterLend application with the requested information.
Review Your Application
Your application is evaluated according to the lender's applicable eligibility and underwriting criteria.
Review Your Loan Terms
If approved, carefully review the applicable APR, fees, payment schedule, total repayment amount and other terms.
Receive Funds
If you accept the loan agreement and satisfy all applicable requirements, funds are delivered according to the actual funding process.
Funding happens only after approval and completion of every loan origination step. Once your loan is finalized, funds may be available in 30 minutes or less. Read the full process
Payday Loans
A payday loan is a short-term loan, usually for a smaller amount, that is generally repaid in a single payment on a due date set in your loan agreement, often around your next payday.
Payday loans are an expensive form of credit and are meant for short-term needs, not as a long-term financial solution.
Learn About Payday LoansNew to payday loans? Read our guide to online payday loans in Las Vegas.
Who may qualify
Eligible borrowers who meet the lender's application and underwriting requirements.
How repayment works
The loan amount plus the finance charge is due on the date shown in your agreement.
Costs and fees
Your finance charge and any fees are listed in dollars in your loan agreement.
APR
Because payday loans are short, their APRs are typically much higher than those of credit cards or longer-term loans. Your APR is disclosed before you accept.
Your due date
Your agreement lists the exact date payment is due. Contact RoosterLend before that date if you think you may not be able to pay.
If you can't repay
Missing a payment can lead to additional charges permitted by your agreement and applicable law, and to collection activity.
Nevada rules
Payday lending in Nevada is regulated by state law, which limits loan amounts, loan terms, extensions and fees and gives borrowers certain rights. Your loan agreement explains the terms that apply to your loan.
Alternatives to consider first
- A small-dollar loan from a bank or credit union, including federal credit union payday alternative loans
- A payment plan or extension from the company you owe
- A paycheck advance from your employer
- Free or low-cost help from a nonprofit credit counselor
Installment Loans
An installment loan is repaid through a series of scheduled payments over an agreed period.
Spreading repayment out can make each payment smaller than a single lump sum, but a longer loan can cost more in total. Compare the total of payments, not only the payment amount.
Learn About Installment LoansWhat to review in an installment loan offer
- APR
- Amount financed
- Finance charge
- Payment amount
- Number of payments
- Total payments
- Loan term
- Fees
- Payment dates
Why Borrowers Choose RoosterLend
Clear Terms
Review applicable loan costs and repayment terms before accepting a loan.
Online Application
Complete the application process online where available.
Affiliated With a Direct Lender
Loans are made by RoosterLend's affiliated direct lender, named in your loan agreement.
Straightforward Information
Understand the key features and costs associated with your loan.
Your Privacy
Read how RoosterLend collects, uses and shares your information in our Privacy Policy.
Customer Support
Contact RoosterLend with questions about applying, your loan terms or a payment. Monday to Friday, 9:00 AM to 6:00 PM.
Online Loan Options for Eligible Nevada Borrowers
RoosterLend provides online lending options to eligible Nevada borrowers, subject to product availability, eligibility requirements and applicable law.
RoosterLend serves eligible borrowers in Las Vegas and across Nevada through an online application process.
- How to applyOnline
- HoursMonday to Friday, 9:00 AM to 6:00 PM. Closed Saturday and Sunday.
Nevada Cities We Serve
RoosterLend's online application is available to eligible borrowers throughout Nevada, including these cities and communities.
Las Vegas Valley & Southern Nevada
- Las Vegas
- Henderson
- North Las Vegas
- Boulder City
- Paradise
- Spring Valley
- Enterprise
- Summerlin South
- Sunrise Manor
- Whitney
- Winchester
- Mesquite
- Laughlin
- Pahrump
- Moapa Valley
- Indian Springs
- Searchlight
Reno–Sparks & Northern Nevada
- Reno
- Sparks
- Sun Valley
- Spanish Springs
- Cold Springs
- Lemmon Valley
- Incline Village
Carson City & Western Nevada
- Carson City
- Fernley
- Fallon
- Dayton
- Gardnerville
- Minden
- Stateline
- Yerington
- Silver Springs
- Virginia City
- Hawthorne
Northeastern Nevada
- Elko
- Spring Creek
- Carlin
- Wells
- West Wendover
- Winnemucca
- Battle Mountain
- Lovelock
Central & Rural Nevada
- Ely
- Tonopah
- Caliente
- Pioche
- Eureka
- Austin
- Beatty
- Goldfield
What Do I Need to Apply?
The application may ask for the following information.
Valid identification
To confirm who you are.
Contact information
A phone number and email address where RoosterLend can reach you.
Proof of income
To show you have a regular source of income.
Employment information
Details about your employer or other source of income.
Bank account information
Details of the account where funds would be deposited.
Residential information
Your current address.
Loan request information
The product you're interested in and the amount you'd like to request.
Specific eligibility requirements may vary by product and applicant. Loans are not available to members of the military.
Borrow Responsibly
Before accepting a loan, consider whether the payment fits within your budget and review the total cost of borrowing.
A loan can help with a short-term gap, but it doesn't add money to your budget; it moves the cost to later. If repaying would leave you short on rent, utilities or food, borrowing may make things harder.
Review before you accept
- APR
- Fees
- Payment amount
- Total repayment
- Due dates
- Alternatives to borrowing
Other places to look for help
- Your bank or a local credit union
- A payment arrangement with the business or utility you owe
- Nonprofit credit counseling
- Community assistance programs
What is RoosterLend?
RoosterLend is affiliated with a direct lender and offers payday loans and installment loans to eligible borrowers, subject to eligibility, underwriting and applicable law. Loans are made by RoosterLend's affiliated direct lender, which is named in your loan agreement.
Who makes RoosterLend loans?
Loans offered through RoosterLend are made by its affiliated direct lender. If you are approved and accept, your loan agreement is with that lender, and the lender's name appears in the agreement. Review it before you sign.
What types of loans does RoosterLend offer?
RoosterLend offers payday loans and installment loans. A payday loan is a short-term loan generally repaid in a single payment on the due date in your agreement. An installment loan is repaid through a series of scheduled payments over a set period. Product availability depends on eligibility and applicable law.
Who can apply?
Borrowers who meet the lender's eligibility and underwriting requirements can apply. Specific eligibility requirements may vary by product and applicant. Loans are not available to members of the military.
What APR will I receive?
Your APR depends on the loan product, your application and the terms the lender can offer under applicable law. If you are approved, your APR is shown in your loan agreement before you accept, together with the finance charge, amount financed and total of payments. Review it carefully before signing.
Are there fees?
Any fees that apply to your loan are disclosed in your loan agreement before you accept it.
How much can I borrow?
Loan amounts depend on the product, your eligibility and Nevada law. The amount you are approved for is shown in your loan agreement before you accept.
How long do I have to repay?
Repayment terms depend on the product. Payday loans are generally repaid in one payment on the due date in your agreement. Installment loans are repaid through scheduled payments over a set period. Your exact due dates are listed in your loan agreement.
How quickly can I receive funds?
Funding happens only after approval and completion of every loan origination step. Once your loan is finalized, funds may be available in 30 minutes or less.
How can I contact RoosterLend?
Use the Contact page. Customer service hours are Monday to Friday, 9:00 AM to 6:00 PM, and closed Saturday and Sunday.
How is my personal information protected?
The RoosterLend Privacy Policy explains what information we collect, how we use and share it, and how we protect it.
Ready to Explore Your Loan Options?
Start your RoosterLend application online. Complete the requested information and review the applicable loan terms before deciding whether to accept an offer.
Loan approval is subject to eligibility and applicable underwriting requirements.
Important Disclosures
Lender
RoosterLend is affiliated with a direct lender. Loans are made by that affiliated direct lender, which is named in your loan agreement.
Availability
Loans are available to eligible borrowers, subject to applicable law. Not all products or loan amounts are available to all applicants.
Approval and terms
Loan approval is subject to eligibility and applicable underwriting requirements. Rates, fees, loan amounts and repayment terms vary by product and applicable law. Your APR, finance charge, amount financed, total of payments and payment schedule are disclosed in your loan agreement before you accept.
Funding happens only after approval and completion of every loan origination step. Once your loan is finalized, funds may be available in 30 minutes or less.
Cost of short-term credit
Payday loans and other short-term loans are an expensive form of credit. They are intended for short-term financial needs and are not a long-term financial solution.
Late payment and non-payment
If you do not repay as agreed, you may be charged fees permitted by your agreement and applicable law, and your account may be subject to collection activity.
Military borrowers
Loans are not available to members of the military.
Questions and complaints
Contact RoosterLend first through our Contact page, Monday to Friday, 9:00 AM to 6:00 PM.
You may also submit a complaint to the Consumer Financial Protection Bureau at consumerfinance.gov/complaint.
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